Navi is designed to full fill all your financial needs, offering a wide range of services for your convenience. From quick UPI payments to smart investments, instant cash loans, health insurance, and home loans, Navi provides a complete financial solution. Download the Navi app and explore the possibilities for a better financial future.
Navi Instant Cash Loan App
Need quick cash? Navi offers instant cash loans up to ₹20 lakh. Navi is owned by Navi Technologies Limited, founded by Sachin Bansal and Ankit Agarwal in December 2018. Navi provides various services including cash loans and home loans through Navi Finserv Limited, an NBFC registered and regulated by RBI.
Navi Cash Loan Features:
Competitive interest rates from 9.9% to 35% per annum. Flexible loan tenures from 3 to 84 months. A fully digital loan process with funds transferred directly to your account. Minimum household income requirement of ₹3 lakh per year. Loan amounts up to ₹20 lakh.
Navi Home Loan: Dreaming of a home? Navi offers home loans up to ₹5 crore with flexible EMIs.
Navi Home Loan Features:
- Loan Amount: Up to ₹5 crore.
- Interest Rate: Starting from 8.55%.
- Loan Tenure: Up to 30 years.
- Zero processing fees.
- Up to 90% Loan-to-Value (LTV).
- Navi Home Loan is available in Bengaluru, Chennai, and Hyderabad.
How to Take a Loan from the Navi App
Taking a loan from the Navi app is a quick and easy process. Follow these simple steps to get instant funds directly into your bank account:
- First, download the Navi app from the Google Play Store or Apple App Store. Install it on your smartphone.
- Open the app and sign up using your mobile number. If you're already registered, simply log in.
- After logging in, the app will prompt you to check your loan eligibility. Enter basic details like your PAN card number and income information. Navi will assess your eligibility instantly.
- Once eligible, choose the loan amount you need. You can select any amount up to ₹20 lakh. You’ll also need to pick a repayment tenure, which can range from 3 to 84 months.
- Upload the required documents such as your PAN card, proof of address, and income-related documents. This step is 100% digital, so you won’t need to submit any physical paperwork.
- After submitting the documents, Navi processes the application and gives you instant approval. The entire process is quick, and you'll know if you're approved within minutes.
- Once your loan is approved, Navi will transfer the funds directly into your bank account within minutes.